Toyota of Manhattan Finance Center

Toyota Of Manhattan takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Toyota Of Manhattan Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Toyota Of Manhattan can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
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At Toyota of Manhattan, we believe that the journey to owning your dream Toyota vehicle should be as seamless and enjoyable as the ride itself. For that reason, we have a dedicated finance center that is here to guide you through the entire financing or leasing process, offering a range of options that cater to your unique needs and preferences. Our team is dedicated to finding the solution that best suits you.

Explore Your Financing Options

Auto Loans

Financing your new or pre-owned Toyota offers you the freedom to own your vehicle while breaking down the cost into manageable monthly payments. With a loan, you have the flexibility to customize your vehicle and take care of it the way you want.

Leasing

Leasing is an excellent option for those who enjoy driving the latest Toyota models and upgrading every couple of years. Plus, with built-in maintenance packages and warranties to cover anything major, leasing a vehicle means you are completely taken care of no matter what.

Online Tools for Your Convenience

We pride ourselves on making the financing process as simple and straightforward as possible. That is why we have a couple of online tools that allow you to get ahead of the game before even stepping foot in the dealership.

Car Payment Calculator

Our online car payment calculator is a valuable tool that allows you to estimate your monthly payments based on factors such as vehicle price, down payment, loan term, and interest rate. This helps you make informed decisions that align with your financial goals.

Vehicle Trade-In Tool

If you're considering trading in your current vehicle toward the purchase or lease, our online vehicle trade-in tool provides you with an instant estimate of its value. This estimation can help you better understand how your trade-in can contribute to your new Toyota purchase.

Start Your Financing Journey

If you're ready to start your auto financing journey, we at Toyota of Manhattan are here to help. Start by browsing our extensive inventory of new and pre-owned Toyota vehicles to find the one that speaks to you. Then, choose which financing option is best for you. Do you want to take out a loan or a lease? Our team is here to help select the option that best suits your lifestyle and preferences.


Once you have that determined, you can use the online calculator to estimate your monthly payments, value any trade you have, and even fill out the auto loan application to kickstart the actual loan or lease process. Once you have filled out the application, we will review it and get back to you with the options you have based on your current finances.


At Toyota of Manhattan, we're dedicated to delivering a financing experience that's transparent, convenient, and tailored to you. Our finance experts are here to answer your questions, guide you through your options, and ensure you drive away in your Toyota with confidence. Contact us with any questions or swing by the dealership to start the process. We look forward to working with you!


Your privacy is important to us.

Toyota Of Manhattan takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Toyota Of Manhattan

    679 11TH AVE
    New York City, NY 10019

    • Sales: (347) 725-0904
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Get in Touch

  • Contact our Sales Department at: (347) 725-0904
  • Monday9:00AM-6:00PM
  • Tuesday9:00AM-6:00PM
  • Wednesday9:00AM-6:00PM
  • Thursday9:00AM-6:00PM
  • Friday9:00AM-6:00PM
  • Saturday9:00AM-5:00PM
  • SundayClosed